E Evan D'Silva Fiduciary Advisor Book a Call

Fiduciary Financial Advisor · Southern Michigan

Where your financial future comes first.

A fiduciary advisor helping individuals and business owners create, build, and preserve wealth with clarity and intention.

ConfidenceRefinementTrust
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Our Mission

Wealth, on your terms — built with patience, planned with purpose.

"In a world full of financial noise, my role is simple: tell you the truth, even when it's not the easiest answer."

Money isn't just numbers — it's freedom, family, and the future you're building. As a fiduciary advisor, I have a legal and ethical obligation to put your interests first. No quotas, no commission-driven pitches; just clear, honest advice tailored to the life you're working toward.

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What I Do

Comprehensive planning, tailored to you.

i
01 · Foundation

Financial Planning

Holistic, goals-based plans that connect your income, savings, debt, and future aspirations into one clear strategy.

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ii
02

Investment Management

Diversified, risk-aware portfolios for long-term growth.

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iii
03

Retirement Strategy

401(k) optimization, Social Security timing, drawdown planning.

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iv
04

Business Owner Planning

Entity strategy, owner compensation, and exit planning for entrepreneurs balancing personal and company finances.

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v
05

Tax-Smart Strategy

Year-round planning to legally reduce what you owe — coordinated with your CPA.

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Evan D'Silva
About Evan

An advisor who actually listens.

I became a fiduciary because I believe great advice should never depend on what gets sold. As a fiduciary, I'm legally and ethically required to act in your best interest — every recommendation, every meeting, every plan.

Based in Southern Michigan, I work with families, professionals, and small business owners across the country. Every client gets a relationship — not a transaction.

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What would financial peace of mind look like for me?
The question every plan should answer
Why Clients Choose Evan

Built on fiduciary standards, refined by attention to detail.

100%Fiduciary Standard
1:1Tailored Planning
0Sales Quotas
∞Long-Term Mindset

Ready for clarity?

Book a complimentary 30-minute consultation. No pressure, no jargon — just a focused conversation about what you're building toward.

Schedule a consultation →
About Evan D'Silva

An advisor for the long game.

Patient, principled, and refreshingly straightforward — meet the person behind the plan.

Evan D'Silva
A Fiduciary by Choice

Honesty isn't a marketing line. It's the job.

I became a fiduciary because I believe great advice should never depend on what gets sold. As a fiduciary, I'm legally and ethically required to act in your best interest — every recommendation, every meeting, every plan.

That standard shapes how I work: fewer products, more planning. Fewer assumptions, more questions. Less performance, more progress.

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My Story

Why I do this work.

I grew up watching the people I love make smart, loving, hard-working decisions — and still feel uncertain about money. Not because they were careless, but because the financial world rarely speaks in their language.

Confusing products. Fast-talking salespeople. Advice tied to commissions instead of outcomes. It's no wonder so many people feel behind, even when they're doing everything right.

So I built a practice that flips the model: education first, products last. We start with what your life looks like — your obligations, your dreams, your worries — and design a strategy that actually fits.

Whether you're a professional building wealth, a business owner balancing personal and company finances, or a family preparing the next generation, my role is the same: bring clarity, remove fear, and help you make decisions you'll feel good about for decades.

Guiding Principles

What you can expect from working with me.

01Confidence

You'll leave every meeting with a clearer picture and a stronger sense of direction. No vague answers, no buzzwords.

02Refinement

Plans are built with care, reviewed in detail, and adjusted with intention as your life evolves.

03Trust

Fiduciary by standard, transparent by habit. You'll always know what's recommended and why.

04Approachability

Finance can feel intimidating. My job is to make it human. Ask any question, anytime, without judgment.

05Patience

Wealth is built over decades, not days. I plan for the long game and resist the noise of short-term headlines.

06Partnership

You're not a portfolio number. We build a relationship — one that grows with you, your family, and your business.

"Clarity. Honesty. Results."
The standard, in three words

Let's talk about what's possible.

If anything you've read sounds like the kind of advisor you've been looking for, I'd love to meet you.

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Financial Planning Services

One advisor.
One complete plan.

Comprehensive, fiduciary advice across every part of your financial life — designed around your goals, not commissions.

Most people don't need ten different financial professionals. They need one trusted advisor who can see the full picture — and connect the dots.

i
01 · Foundation

Financial Planning

Holistic, goals-based plans connecting your income, savings, debt, and future into one clear strategy. Goals discovery, cash-flow modeling, insurance review, and annual refresh.

Start a conversation →
ii
02

Investment Management

Diversified, risk-aware portfolios built around evidence, not headlines. Tax-loss harvesting and ongoing rebalancing included.

Learn more →
iii
03

Retirement Strategy

401(k) optimization, Social Security timing, healthcare planning, and tax-efficient drawdown sequencing for a retirement that lasts.

Learn more →
iv
04

Business Owner Planning

For entrepreneurs juggling personal and company finances: entity-level strategy, owner compensation, retirement plans (SEP, SIMPLE, Solo 401(k), Cash Balance), and exit planning — coordinated with your CPA & attorney.

Learn more →
v
05

Tax-Smart Strategy

Tax planning is year-round, not a once-a-year scramble. Roth conversions, asset location, RSU planning, and charitable giving strategies that keep more of what you earn.

Learn more →
vi
06

Legacy & Estate Planning

Beneficiary reviews, will and trust coordination, generational wealth conversations, and charitable legacy planning.

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→
Not sure?

Most clients start with a single conversation.

We'll figure out together what makes sense for where you are right now. The intro call is on me, and there's never a pressure pitch.

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"Fiduciary advisors help people at all income levels build smarter plans."
Myth, busted
Quote graphic on financial honesty
Featured

The foundation of everything: a plan you actually understand.

Every service above is delivered through a fiduciary, planning-led relationship. We start with your goals, then build the strategy. No products pushed, no upsells, no surprise fees.

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Not sure where to start?

Most clients begin with a single conversation. We'll figure out together what makes sense for where you are right now.

Start a conversation →
How We Work Together

Steady steps.
Lasting results.

A thoughtful, structured process that takes the guesswork out of your finances — and the pressure out of decision-making.

No one builds wealth in a single appointment. Real planning is a relationship, not a transaction.

My process is designed to give you space to think, room to ask questions, and confidence in every decision. We move at your pace — and we never make a recommendation you don't fully understand.

The Four Stages

From "where you are" to "where you want to be."

Stage i

Discover

A complimentary 30-minute intro call. No pressure, no pitch. You share what's on your mind; I listen. If we both feel it's a good fit, we schedule a longer discovery meeting to learn the full picture of your finances, family, and aspirations.

Stage ii

Design

Behind the scenes, I model your finances thoroughly — running scenarios, identifying gaps, and finding opportunities. The result is a written plan with clear, prioritized recommendations you'll actually understand.

Stage iii

Deliver

Plans only matter if they get put into action. Together, we work through the recommendations one at a time — paperwork, account moves, beneficiary updates, conversations with your CPA. You're never rushed, never alone.

Stage iv

Refine

Life changes. Markets move. Tax laws shift. So your plan adapts right along with you. Scheduled reviews, proactive updates, and "big decision" support keep things on track for the long haul.

What would financial peace of mind look like for me?
A Question Worth Asking

"What would financial peace of mind look like for me?"

It's a deceptively simple question — and the answer shapes everything from how you save to how you invest to how you sleep at night.

Most plans skip past it. Mine starts there.

Common Questions

Things people often ask before reaching out.

What does "fiduciary" actually mean?
A fiduciary is legally and ethically required to put your interests ahead of their own — including the firm's. That means recommendations are based on what's best for you, not what pays the highest commission.
Do I need to have a lot of money to work with you?
No. Fiduciary planning helps people at every income level build smarter, more confident plans. The earlier you start, the more powerful the compounding — financially and decision-wise.
How are you compensated?
Compensation is fully transparent and discussed openly during our intro call. There are no hidden commissions or surprise fees, and you'll always know exactly what you're paying for.
Will you replace my CPA or attorney?
Not at all — I work alongside them. Coordinating across your team of professionals is part of the value of having a fiduciary planner.
How long does the process take?
From first call to delivered plan is typically 4–6 weeks. Implementation continues at your comfort, and our ongoing relationship lasts as long as we're a good fit.
What if I'm not ready to commit?
Then we don't commit. The intro call is on me, and there's no pressure to move forward. The right time is the right time — and only you know when that is.

Ready for stage one?

Let's start with a 30-minute conversation. No prep, no pressure — just an honest first step.

Schedule your discovery call →
Get In Touch

Let's start with
a conversation.

Tell me a little about where you are and where you'd like to go. I'll respond within one business day to schedule your complimentary discovery call.

What Happens Next

Three simple steps after you submit.

Step i

I respond within one business day.

Personally — not a chatbot. We'll find a time for an intro call that works for you.

Step ii

We meet for 30 minutes.

By video or phone. You share what's on your mind; I listen and answer questions. On me — and no pressure.

Step iii

You decide what's next.

If we're a good fit, we schedule the next step. If not, you've still walked away with clarity — that's a win.